Gone Phishing

My name is Dr William Monroe, a staff of a well-known bank, here in London, England. One of our accounts, with holding balance of £15,000,000 has been dormant and last operated three years ago. From my investigations and confirmation, the owner of the said account, a foreigner by name John Shumejda died on the 4th of January 2002 in a plane crash in Birmingham...In Internet speak phishing is the